Spend and Debt update – Week 3, Monday 18th March to Sunday 24th March

I’m a little behind in my update.

I was away for work again last week and stayed interstate for the weekend to catch up with friends. It was a busy (and rather exhausting!) week. I felt like I did spend money on things I really didn’t need – mainly to pass the time at airports! But I was happy I didn’t spend to much money eating out / drinking even though my weekend was full of catching up with friends.

Once again, I exceeded my coffee quota (are you beginning to see how much I love my coffee!!) But I challenge ANYONE spending 5 days in Melbourne NOT to drink more than 2 cups. Melbourne coffee is the best.

So, here we go:

Total Income 

  • $1595.00

Spending / Expenses:

(Amounts in italics are included in my regular monthly expense budget as listed in this previous post)

  • Monday: $4.50 coffee
  • Tuesday: $0.00
  • Wednesday: $20 book, $4.50 coffee, $10.00 transport, $140.00 board, $130 credit card #2 repayment, $425.00 credit card #1 repayment, $182.60 storage 
  • Thursday: $0.00
  • Friday: $13.0 taxi ride, $7.50 gift card and wrapping, $110 accomodation,  $178 loan repayment, $125.00 transport, $29.00 insurance, 
  • Saturday: $6.00 breakfast, $16.50 transport, $4.95 magazine, $5.00 lunch, $24.95 medicine
  • Sunday: $3.90 coffee, $15.00 taxi ride, $4.00 transport, $41 lunch (food and drinks), $28.50 book and magazine, $4.50 coffee

Total Expenses / spend: $1523.40

Week 3 Summary

Income $1595.00 + bank account balance from previous week  less expenses $1523.40 = $83.00 in bank account

Week 3 debt status

Credit card #1 – $1,202.12

Credit card #2 – $4696.67

Personal loan – $7309.87

Total Debt : $13, 208.66

Initial Debt$14, 744.12

Debt reduced by week 3:  $1535.46 

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2 thoughts on “Spend and Debt update – Week 3, Monday 18th March to Sunday 24th March

  1. I am so proud of you for tracking your income and expenses, this is the first and MOST IMPORTANT step. Keep it up girl!

    • Thank you! It has been really interesting to keep track and see where my money is actually going. Even after I have smashed my debt, I plan to keep up the spend tracking! Thanks for your comments 🙂

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