Money as a tool – not just a repayment

We all know the saying ‘money isn’t everything’

And it is true. There are things we need to prioritize above money – family, friends, the quality of relationships and interaction we have every day with our fellow human beings. We have all seen what putting money first does to a person. And the fact that it really doesn’t buy happiness.

But lately, I am understanding the value of money as a tool to help facilitate the goals and dreams in my head becoming reality. Because, let’s face it, some of my big Bucket List goals require cash. Mostly because they involve expense in travel. I am often drawn to challenges requiring an overseas location 🙂  I don’t just want to run a marathon. I want to run the NYC marathon. I don’t just want to climb a mountain in the local national park. I want to get to base camp in Everest. My goals rarely involve acquiring ‘things’ – it’s more about experiences.

The longer my money is tied up in debt or debt elimination, the longer it is not actually working as a tool for me. It is working as income for institutions. The sooner I am out of debt, the sooner money will actually become a resource to fund the dreams that do require cash.

For years, the plan for my monthly income has looked something like this:

  • Rent
  • Laptop repayment
  • Phone repayment
  • Payment Credit Card #1
  • Loan repayment
  • Payment Credit Card 2
  • Whitegood rental payment

Etc etc etc, You get the idea. A lot of ‘repayments’.

This is what I WANT the plan for my monthly income to look like:

  • Expenses
  • The rest – FUNDING MY DREAMS!!!!!!!!!

Bring on Debt Free(dom!)

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2 thoughts on “Money as a tool – not just a repayment

  1. frugalinvest says:

    Thanks for subscribing to my blog and good luck with the debt breakup….. it can be tough =T

  2. Thanks for your comment! It won’t be easy, but I am well and truly ready to break up with this old ball and chain 😉

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