Week 8 – Expense and Debt update

A HUGE month of travel in April has finally drawn to a close. Travelling interstate for the last 3 weeks has meant my budget has taken a hit. I’m looking forward to refocusing in May – I still do have a few more ‘extras’ to pay for in the next few paydates. But that’s life, and this is what this blog is about, my personal journey with debt – sometimes winning, sometimes not. I’m fairly exhausted after 3 big weeks and not in the best mood – I’m looking forward to paying off my first credit card in 3 days. I think that will be the lift I need.

 

Week 8 stats are:

 

Total Income 

  •  $0.00

Spending / Expenses:

(Amounts in italics are included in my regular monthly expense budget as listed in this previous post)

  • Monday: $100.00 travel, $4.30 coffee
  • Tuesday: $0.00
  •  Wednesday: $4.60 coffee, $178.00 loan repayment, $29.00 loan insurance
  • Thursday: $6.50, $11.80 coffee (me and mum), $15.00 drinks and game of 2Up
  • Friday:  $4.60 coffee, $5.00 snacks, $89.95  dress for wedding (on credit card 2), $30.00 accessories for wedding (on credit card 2), $2.00 sushi, $4.00 hairspray, $16.00 cocktail
  • Saturday: $4.80 coffee, $1.70 gum, $2.95 cookie, $10.00 lunch, $20.00 cab, $100.00 wedding gift, $70.00 accommodation, $30.00 cab, $33.30 drinks
  • Sunday: $3.30 coffee, $4.95 magazine, $20 phone credit, $35.00 cab,$3.80 chips

 

Total Expenses / spend: $840.55

 

Week 8  Summary

Income $0 + bank balance $780.47  = $780.47  – expenses $720.60  (remember some expenses went on credit)  = $59.87  in bank account

 

Week 8 debt status

Credit card #1 – $299.00 (Goal to pay off in total by 2nd May 2013)

Credit card #2 – $4735.40 (Goal to pay off in total by 8th August 2013)

Personal loan – $7,229.72 (Goal to pay off in total by 31st October 2013)

Total Debt : $12,264.12

Initial Debt: $14, 744.12

Debt reduced by week 8:  $ 2480.00

 

Advertisements

One thought on “Week 8 – Expense and Debt update

  1. […] start including money saved and that kind of thing — one blogger I follow, Elisha of The Debt Breakup does a better weekly summary than I that includes that information, such as bills paid, too. Since […]

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s

Appalachian Trail Girl

A How-To for Hiker Girls

Forks in the Road

the intersection of food and travel

Single Girl's Guide to Becoming Debt Free

And the lessons she's learned along the way!

saving{s} grace blog

a journey to financial freedom through following Jesus

4000 Sundays

Life adventures. Mostly involving travel and ridiculous amounts of caffeine

bad yellow duck

New York. Bath Toys. Etc.

Debt Free Martini

Blogging away my debt in hopes to drink an imaginary debt free martini....and finally become financially fit.

Banishing Loans

Because sometimes a 20-sided die makes more sense than money

Balancing purses and pennies in heels.

... in search of the perfect balance between living frugally and living to the max!

Double Debt Single Woman

a single woman paying off over $140,000 of debt

The Healthful Saver

The Quest for Healthy Savings and a Healthy Lifestyle

Simply Save

Saving money & simplifying life

I Make My Bed

A Walk through a Change in my Finances

Making My Way to Zero

Making my way to zero one day at a time

TML Work Blog

Share financial tips and work

Living Awesome

A Road to Happiness, Success and Fulfillment

Life in the Orchard

A Little Crafting, Cooking, Gardening and Living

Budget Loving Military Wife

Our Journey from Debt to Wealth

%d bloggers like this: