Does budgeting equal the death of spontaneity?

Budgeting certainly does put a dampener on spontaneous activity if that spontaneous activity relates to spending. And most of my spontaneous decisions do involve spending. I can’t ever recall saying (as a spontaneous suggestion):

‘hey, lets stay in tonight and watch a dvd we have already seen a million times and cook that 89 cent packet of popcorn!!!  wooo hoooo!!!”

This is often the suggestion of ‘cheap things to do’ when you are budgeting. And true, it is cheap, and a good idea. But my spontaneous activities / impulses generally follow along these lines:

‘Ive had a shit day at work, let’s go and drink cocktails’ – leads to…..5 cocktails and $100 from my back pocket

‘I know we are saving, but let’s just check out that awesome new restaurant that getting all the good reviews on Urban Spoon’ – leads to….very small portion sizes for a ridiculous amount of money

‘Just this once, I want to buy really ‘good’ (read: expensive) face cream and see if it does actually do anything better than normal face cream’- leads to $80 on cream that doesn’t do anything better.

The thing is, a lot of my financial blowouts have been results of spontaneity. And Im not saying that the above example, on their own, will break your budget…but when this happens frequently, it will derail your best efforts at budgeting.

A lot of people who budget, ‘plan’ for ‘spontaneity’ with a little fund of cash they can dip into should the moment call for some awesome unexpected adventures or purchases. I think this is a great idea.

In the end, it’s all very well to moan about budgeting killing spontaneity, but it just comes down to bigger picture stuff. Do you want that face cream now (which, ps, won’t work) or do you want reach your goal on travelling around the world sooner?

No brainer.

Tagged , , , , , , , , , , , , , , ,

6 thoughts on “Does budgeting equal the death of spontaneity?

  1. Very well stated! I am finding that blogging helps keep me more focused on my goals even when I really feel like getting take out food and scheduling an appt at the spa!

    • Agree! Blogging is proving to be a really helpful tool when staying – or trying to stay! – on track with debt busting. It’s nice to receive encouragement from others and know you aren’t the only person who wants to bust out on unplanned takeaway and spa visits!

  2. I see what you’re saying… wait for my update… had a few spontaneous nights out that I only sorta budgeted for!

    • Carly says:

      I totally get what you mean! I’ve been wondering this myself a lot lately. And, haha… I’m glad I’m not the only one saying un-spontaneously, “hey, lets stay in tonight and watch a dvd we have already seen a million times and cook that 89 cent packet of popcorn!!! wooo hoooo!!!” 🙂

  3. […] that Marie and I went for dinner on the 4th. Elisha of The Debt Breakup asked the other day if budgeting meant the death of spontaneity, and I guess what I did was “planned” for spontaneity — I spent really well […]

  4. […] blogs that I follow, The Debt Breakup and Budget and the City, both wrote recent posts about planning for spontaneity.  I’ve tried […]

Leave a Reply

Fill in your details below or click an icon to log in: Logo

You are commenting using your account. Log Out /  Change )

Google+ photo

You are commenting using your Google+ account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )


Connecting to %s

Forks in the Road

the intersection of food and travel

Single Girl's Guide to Becoming Debt Free

And the lessons she's learned along the way!

saving{s} grace blog

a journey to financial freedom through following Jesus

4000 Sundays

Life adventures. Mostly involving travel and ridiculous amounts of caffeine

bad yellow duck

...En france...

Debt Free Martini

Blogging away my debt in hopes to drink an imaginary debt free martini....and finally become financially fit.

Banishing Loans

Because sometimes a 20-sided die makes more sense than money

Balancing purses and pennies in heels.

... in search of the perfect balance between living frugally and living to the max!

Double Debt Single Woman

a single woman paying off over $140,000 of debt

The Healthful Saver

The Quest for Healthy Savings and a Healthy Lifestyle

Simply Save

Saving money & simplifying life

I Make My Bed

A Walk through a Change in my Finances

Making My Way to Zero

Making my way to zero one day at a time

TML Work Blog

Share financial tips and work

Living Awesome

A Road to Happiness, Success and Fulfillment

Life in the Orchard

A Little Crafting, Cooking, Gardening and Living

Budget Loving Military Wife

Our Journey from Debt to Wealth

%d bloggers like this: