Spending time thinking about spending

When you are trying to get out from under a mountain of dent, your expenses – understandably – come under scrutiny. Paying off this debt can be such a battle – fighting against unnecessary spending – that sometimes things get a little out of control.

For example, this is the thought process I went through last week when I REEEEAAALLY wanted a coffee. One of the ‘little’ expenses that I find it so hard to curb.

“I really feel like a coffee……. I wasn’t going to buy coffee this week…………maybe I can get one from that cheaper place, I think a small latte is only $3.00 there…….hmmm yeh but the coffee is pretty crap,,,,,,no, I won’t get one…..I REALLY want one though, I got up early this morning, I deserve it…..ok, if Ive got $4.90 in change in my purse I’ll get one….(looks in purse, no money)…right that means I shouldn’t get one!!!!…..well I need to get $20.00 out to buy facewash anyways…I’ll just get $20.00 out and buy from that….I’ll go to the good place though, because if Im going to get one it may as well be good….uurrgghh paying of debt SUCKS!”

I’ll have a large latte thanks

This whole process took about 10 minutes, Previously I would have not even spent 10 seconds  considering buying a coffee.

At least Im paying more attention now.

But seriously? For $4.90? Just buy the damn coffee 😉


4 thoughts on “Spending time thinking about spending

  1. Ever thought about budgeting in a certain amount of money each week for non essentials like coffee since its important to you. So you don’t have to fight with yourself?

    • I think this is what I need to do – and I am going to make a ‘coffee allowance’ from my next pay (which is wednesday) and keep an envelope with my coffee money inside to spend without the guilt! Probably approx $13.00. Thanks for your comment and advice 🙂

  2. Carly says:

    Haha… this has become my thought process for EVERYTHING I buy now. Glad I’m not the only one! 🙂

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