When you are trying to get out from under a mountain of dent, your expenses – understandably – come under scrutiny. Paying off this debt can be such a battle – fighting against unnecessary spending – that sometimes things get a little out of control.
For example, this is the thought process I went through last week when I REEEEAAALLY wanted a coffee. One of the ‘little’ expenses that I find it so hard to curb.
“I really feel like a coffee……. I wasn’t going to buy coffee this week…………maybe I can get one from that cheaper place, I think a small latte is only $3.00 there…….hmmm yeh but the coffee is pretty crap,,,,,,no, I won’t get one…..I REALLY want one though, I got up early this morning, I deserve it…..ok, if Ive got $4.90 in change in my purse I’ll get one….(looks in purse, no money)…right that means I shouldn’t get one!!!!…..well I need to get $20.00 out to buy facewash anyways…I’ll just get $20.00 out and buy from that….I’ll go to the good place though, because if Im going to get one it may as well be good….uurrgghh paying of debt SUCKS!”
I’ll have a large latte thanks
This whole process took about 10 minutes, Previously I would have not even spent 10 seconds considering buying a coffee.
At least Im paying more attention now.
But seriously? For $4.90? Just buy the damn coffee 😉