Week 12 – Expense and Debt Update

This week, I set myself a $15.00 limit on coffees. Pleased to say that I did stick within that limit – exactly $15 – and it reduced the inner angst of coffee purchasing! (I found a cafe  that does ‘happy hour’ coffee for $2.50 between 10 -11am )

Here are my week 12 stats:

Total Income 

  •  $0.00 (this was not my pay week)

Spending / Expenses:

(Amounts in italics are included in my regular monthly expense budget as listed in this previous post)

  • Monday: $8.20 card and postage
  • Tuesday: $15.00 vitamins, $38.85  facewash, $4.30 coffee, $6.95 moisturiser, $2.00 chocolate, $30.00 phone recharge credit
  •  Wednesday: $3.30 coffee, $29.00 loan insurance
  • Thursday: $2.50 coffee, $8.95 takeaway dinner
  • Friday:  $50.00 travel, $4.90 coffee, $4.20 celebrity magazine (these mags are SUCH a waste of money. I really need to stop!)
  • Saturday: $20.50 breakfast for me and mum, $31.57 face cream, shampoo and conditioner
  • Sunday: $178.00 loan repayment

Total Expenses / spend: $438.22

Week 12 Summary

Income $0.00 + bank balance $640.75  – expenses $438.22

$202.53   in bank account

Week 12 debt status

Credit card #1 – $0.00!!!! (Goal to pay off in total by 2nd May 2013COMPLETED ON TIME!!!!!!!!!!)

Credit card #2 – $4318.05   (Goal to pay off in total by 8th August 2013)

Personal loan – $7,145.80  (Goal to pay off in total by 31st October 2013)

Total Debt : $11,463.85

Initial Debt: $14, 744.12

Debt reduced by week 12:  $ 3280.27

86 days has past since I started my Debt Smashing Mission – on average, I’m paying off $38.14 of debt per day. That doesn’t really seem like much, considering I earn $159.50 per day? It certainly FEELS like Im paying more than that for all the effort ha. Interesting…

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One thought on “Week 12 – Expense and Debt Update

  1. slowly it will come down! Just think how much you would save if you gave up the coffee habit all together…bought a coffee machine and made it yourself

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