Week 14 – Expense and Debt Update

Ok, so bit of a blow out this week. I also miscalculated last week how much money I had left after planned expense payments – and didn’t realise my error until midweek. I thought I had transferred my board payment of $140.00 to my mum’s account, but actually had not. So I thought I’d had an extra $140.00 kicking around – and rather than spend it, I applied it to my credit card 2. The payment I had planned for last weeks credit card #2 was $500.00 but I threw an extra $200.00 at it. Then realised my error – so it meant obviously needing to withdraw on that cash again.

What’s with the blow out? Well I was interstate again this weekend for a friend’s Hen’s night. Was a great night and I had a ball – but exact calculations of expenditure became somewhat sketchy after a few (read – many) cocktails….so I am just lumping my expenses for this weekend as Hen’s Weekend Expense. It does include train tickets, cab rides, snacks, payment for dinner, some new accessories etc. I didn’t just spend it all on alcohol 😉

Total Income 

  •  $0.00 – not my pay week

Spending / Expenses:

(Amounts in italics are included in my regular monthly expense budget as listed in this previous post)

  • Monday:  $25.00 internet
  • Tuesday: $3.90 coffee
  •  Wednesday: $4.50 coffee, $183.00 storage
  • Thursday: $3.90 coffee, $10.00 travel,
  • Friday:   $3.90 coffee, $80.00 travel
  • Saturday / Sunday – $450.00

Total Expenses / spend: $764.20

Week 14  Summary

Income $0.00 + bank balance $493.78  –  expenses $764.20

$0.00   in bank account and withdraw on credit card#2 $270.42

Week 14 debt status

Credit card #1 – $0.00!!!! (Goal to pay off in total by 2nd May 2013 COMPLETED ON TIME!!!!!!!!!!)

Credit card #2 – $3888.47  (Goal to pay off in total by 8th August 2013)

Personal loan – $7,145.80  (Goal to pay off in total by 31st October 2013)

Total Debt : $11,034.27

Initial Debt: $14, 744.12

Debt reduced by week 14:   $3709.85

 

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One thought on “Week 14 – Expense and Debt Update

  1. Oh well, I guess a minor setback along the way is inevitable. You are still doing great with your debt repayment and very soon you’ll reach a $10k mark, now how exciting would that be?! 😉 I hope you enjoyed your friend’s Hen party!

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