Here are my stats for Week 20. Drew cash and charged purchased to my credit card (which I was expecting to have to do) so therefore larger debt than last week. I did spend a lot this week , and it also wasn’t pay week.
Next week I really want to have a seriously low spend week. The travel to and from work from where I am living at my folks place is seriously doing my head in. Last week I was really shitty and tired and over it. The quicker I can pay this debt off, the sooner I can move closer to the city and regain 4 hours of my life everyday!
Also, I’ve joined a gym in the last few weeks – I went for a budget type gym (no classes) for $22.00 a fortnight, which isn’t bad. I’m going 3 times a week so that is roughly $3.60 per visit. I was very careful to select a gym with an option of no contracts. I can cancel my direct debit with only 48 hours notice, which is great.
Monday: coffee – $3.90, groceries for lunch during the week – $63.00
Tuesday : $4.90 magazine, $7.50 magazine, $10.00 medication
Wednesday : $6.10 breakfast, $15.00 homewares, $50.00 present for Dad’s birthday, $20.00 drinks
Thursday: $10.00 travel, $3.90 coffee, $70 registration fee for ultra marathon, $80 added to travel card
Friday: $4.90 coffee, $11.40 lunch, $10.00 bottle of wine, $20.00 medications
Saturday : $8.90 coffee, $2.50 stationery purchase, $20 dinner /wine, $40 added to travel card travel
Sunday : $6.50 lunch, $4.50 coffee
Total $468.500 + $40 cash I drew from credit card not spent
Credit card #1 – $0.00
Credit card #2 – $1940.00
Personal loan: $6977.83
Total debt: $8917.83
Total starting debt: $14,744.12
Debt reduced by week 20: $5,826.29