Week 22 – Debt and expense stats

Well, the long and the short of it this week folks, is that my debt is the same as Week 21. It wasn’t a pay week so no debt repayments to credit card #2.

Good news is, it didn’t increase either , like it had been the last few weeks, very two steps forward, one step back. So – a good thing!

Pay day is Wednesday – can’t wait to get credit card #2 under $1000 with the next repayment.

I plan to have cleared credit card #2 by end of September. My original projection was end of August.  Never mind, the point is it will soon show the lovely figures $0.00.

Week 22 spending stats

Monday: $3.90 coffee, $22.00 groceries

Tuesday: $4.20 coffee, $174.00 legal documentation fee, $4.20 groceries

Wednesday: $4.20 coffee, $5.85 lunch, $45 running belt

Thursday: $10 tights /stockings, $10.00 coffees, $38.30 accommodation

Friday: $8.50 coffees (yep, there were lots of coffee’s on Thursday and Friday this week as I was travelling interstate via car with family – lots and LOTS of hours on the road)

Saturday: $10 travel, $4.90 coffee, $79.95 dress, $16.00 clothes, $51.20 present for my dad, $25 dinner, $15.00 drinks, $20.75 medication, $30.00 phone recharge, $4.60 groceries,

Sunday: $10.00 coffees, $3.50 bottle of water

Total: $601.05 Feels like HUGE spend this week, but the $174.00 legal stuff did push it up a bit, and there was no getting around that cost. Even I will admit I spent way to much on coffee this week. Perhaps I’ll try for a coffee free (or seriously skimpy!) week this week

Debt summary

Credit card #1 – $0.00

Credit card #2 – $1344.88

Personal loan: $6893.69

Total debt remaining: $8,238.57

Total starting debt: $14,744.12

Debt reduced by week 22: $6,505.55

 

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2 thoughts on “Week 22 – Debt and expense stats

  1. Lana says:

    I would almost try to drink a coffee a day. Also the dress you bought would be part of clothing no?. You may want to only buy things you need then want. I want many things but if I don’t need it then I don’t buy it. Good luck in paying off your debt. You can do it.

    • Yes, I certainly went overboard on the coffee purchases last week! My battle with buying coffee is well documented in this blog haha. I did decide awhile ago that I would allow myself a coffee a day if I felt like it – but last week was a blow out.
      The dress was actually for a work related event, so I did allow for it in my budget – it wasn’t an impulse buy. I work in events, so there is occasionally a need to purchase clothes to meet certain dress codes etc. But I did buy a black dress that I am sure I will get plenty of wear out of for other events 🙂 thanks for stopping by my blog and your comments! 🙂

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