I am so freakin bored with my wardrobe.
Clothes are pretty much the first on the hit list of things to go when the budget gets serious. I have had 2 skirts, 5 tops and 2 dresses on high rotation for the last 10 months as my work wardrobe.
Most items are black / dark and simple. Coming into the new season (summer) fashion, all these delightful light, bright and fabulous numbers are calling to me from shop windows.
Yes, yes, I know – first world problems. But, this blog is about my journey to debt freedom, and that includes leaving no whinge or frustration unsaid.
So, now I have that off my chest, the plan from 14th Oct – 14th Nov is to eliminate the items that burn a hole in my pocket.
After tracking my expenses for months, I can identify where a large portion of my $$ goes:
- Coffee – yep, no surprises there!
- Alcohol – seriously, in Australia drinking in bars / restaurants is SO expensive
- Groceries – now I am not going to eliminate groceries altogether obviously! But I need to be smarter about where I purchase groceries and what I buy
So, my approach is this. Purchase only 1 coffee a week. Purchase NO alcohol. Shop at ALDI rather than Coles for my weekly work lunch groceries. I rarely ever buy my lunch at work, instead I do a shop every Monday morning for what I need for the week. But sometimes that shop can still cost me quite a bit. I tend to buy ‘brand name’ groceries and I do love the organic health food aisle 😉 But over the next month I just need to make simple purchases, not sacrificing healthy eating, but just getting down to necessity only.
So this was the 1st week and I have kept on track so far.
If I am going to blow this debt out of the water by the end of the year, it is crunch time. I have felt on a really tight leash lately and it has been doing my head in a bit, but I’m pulling out all stops to go into 2014 debt free.
‘Perseverance is is the hard work you do after you get tired of doing the hard work you already did’ – Newt Gingrich