Week 30 – Spend and Expense Update

Week 30!

Hard to believe I’ve been on a debt free mission for this long. SO glad I’m not back at Week 1.

This week I was in Darwin (The capital of the Northern Territory, Australia) for work which was different! I’d never been to Darwin and boy was is HOT. And very, very laid back.

Work paid for most of my general food / accom expenses while I was away but I did spend some cash on a trip to Crocosaurus Cove and also visited the Mindil Beach Markets, which were awesome. Such a beautiful sunset and great food! I also purchased a super cute print from a local artist.

I didn’t do so well in not purchasing alcohol this week – Darwin is the kind of place that goes well with a beer, or several, on the hot evenings by the pool!

Once again, debt payments this week were minimal, keeping in with the plan of saving a ‘buffer’ of cash so I never need to draw on my credit cards in an emergency!

I have added a new detail to my stats, which is my account balance, so you can see that although there is not much movement in my debt stats, my buffer of cash is growing a little 😉

Spend summary

Monday: $5.00 sandwich, $16.50 health / beauty purchase

Tuesday: $40.00 phone recharge, $20 postage, $8.50 health / beauty purchase, $4.95 magazine

Wednesday: $0.00

Thursday: $20.00 dinner, $6.00 gift, $20 print, $8.00 beer

Friday: $30.00 drinks, $178.00 loan repayment, $25.60 entry fee to crocodile park

Saturday: $13.50 snack

Sunday: $10.00 tithe, $2.00 card, $17.15 groceries

Saturday: $70.00 dentist, $4.50 coffee, $30 phone recharge card, $35.00 donation

Sunday: $27.30 dinner

Total spend: $538.30

Debt update

Credit card #1 – $0.00

Credit card #2 – $0.00

Personal loan: $6618.18 (interest + loan fee charged this month at the amount of $88.29)

Total debt remaining: $6618.18

Total starting debt: $14,744.12

Debt reduced by Week 30: $8,125.94 (average of $270.00 per week)

Bank balance: $670.00


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