Week 32 – Spend and Expense

Ok, so my expense recording was a bit sketchy for Week 32 – I find my vigilance in recording my expenses slips when I feel like I’ve blown my budget – which is unsurprising!

In week 32 I spent 3 fabulous days in the beautiful Byron Bay. It was a mini break I REALLY needed and I had planned to treat myself to some great meals and many cocktails. Unfortunately, the timing of the Byron break and moving in the same fortnight really saw my budget spin completely out of control!

But I really needed that break, and I had been looking forward to it for a long time. I find the biggest challenge with a long term debt smashing mission – which this is becoming – is balancing LIVING life while paying off debt, so you can live the life you want.

It’s a fine line which I haven’t quite mastered walking yet.



$5.50 coffee

$9.00 groceries


$110.00 clothes and shoes


$63 dinner/ drinks


$3.90 coffee

$23.90 gym fee

$220 flight

$5.95 sandwich

$250.00 debt repayment


$12.55 lunch

$290.00 accommodation

$41.00 lunch

$100.00 dinner / drinks


$60.00 dinner / drinks


$75.00 homewares purchase from Byron Bay markets

$15.00 coffee and cake

$3.50 water

Total spend for Week 32:  $1288.30

Debt summary for Week 32:

Credit card 1:  $0.00

Credit card 2:  $0.00

Personal loan: $6,368.00

Total starting debt: $14,744.12

Debt reduced by Week 32: $8,376.12  (average of $270.00 per week)


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