Week 52 – No more spend updates.

The Debt Breakup was 1 year old on 4th March and I made my first expense / debt update on 10th March 2013!

I’m excited to say THE END IS IN SIGHT! I can almost see those triple zeros across all my debts:


I’ve recorded my weekly expenses / spending every day for the last 12 months and posted my weekly spending summaries each week. I don’t feel this exercise is particularly beneficial for me anymore. I know now where my money goes and I know it’s the ‘little’ things that eat a hole in my pocket if I let them. I am super aware of my spending and what I spend my money on now, which really is the point of spending records.

I have my budget rolling, I have my allocated spending money (ok, sure I don’t always stick in it, but I’m aware of that) and I have the amount I plan to allocate to debt every fortnight, $650.00. So from here on in, in what I like to think of as the final leg of this seemingly epic financial journey (awakening!) I will just post my debt  / buffer fund / savings stats each fortnight.

There is no point doing the weekly posts on these as I am paid fortnightly so there won’t be any change in these on the 2nd week. I’ll also continue posting my monthly summary update.

Here are my current stats:

Starting debt at March 2013: $14,774.12 

Debt repayment on 5th March 2014: $650.00

Current Debt: $5,027.56

Debt paid: $9,746.56

Buffer fund: $200.00

Savings: $240.00





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