Pay day today and I put $480.00 towards my loan – only $1273.00 left to go!
In the last few weeks I have made some further adjustments to my budget:
- I cancelled my gym membership – saving $23.90 per fortnight
- I’ve been walking consistently to and from work.- saving $35.00 per fortnight
I cancelled my gym membership not because I didn’t use it but because I intended to join a new gym closer to home. However, with the walk too and from work each day – just over 8kms per day in total – I’ve found it to be a good substitute for the gym at the moment.
My current fortnightly budget looks like this:
- $295 rent
- $650 loan repayments (I put $450 on today as $173.00 was taken off last week as my actual repayment)
- $50 buffer fund – current buffer fund is non existent as I put it all toward a recent dentist appointment.
- $20 electricity
- $50 save
- $15 internet
- $15 phone
- $30 health insurance
- $20 tithe
- $250 groceries
- $225 spending
This pay won’t play out exactly as planned, the dentist appointment meant my savings took a bit of a hit and I needed to make up for it this pay. I also bought a very nice bottle of champers and took my boyfriend out for a celebratory dinner last week – extra expenses to come from my savings that I needed to make up this week.
2 more pays (hopefully! I don’t want to be tempting fate here by being so excited 😉 to go folks!
I hope everyone is having a good debt busting week this week!