2 more payments left!

Pay day today and I put $480.00 towards my loan – only $1273.00 left to go!

In the last few weeks I have made some further adjustments to my budget:

  • I cancelled my gym membership – saving $23.90 per fortnight
  • I’ve been walking consistently  to and from work.- saving $35.00 per fortnight

I cancelled my gym membership not because I didn’t use it but because I intended to join a new gym closer to home. However, with the walk too and from work each day – just over 8kms per day in total – I’ve found it to be a good substitute for the gym at the moment.

My current fortnightly budget looks like this:

  • $295 rent
  • $650 loan repayments (I put $450 on today as $173.00 was taken off last week as my actual repayment)
  • $50 buffer fund – current buffer fund is non existent as I put it all toward a recent dentist appointment.
  • $20 electricity
  • $50 save
  • $15 internet
  • $15 phone
  • $30 health insurance
  • $20 tithe
  • $250 groceries
  • $225 spending

This pay won’t play out exactly as planned, the dentist appointment meant my savings took a bit of a hit and I needed to make up for it this pay. I also bought a very nice bottle of champers and took my boyfriend out for a celebratory dinner last week – extra expenses to come from my savings that I needed to make up this week.

2 more pays (hopefully! I don’t want to be tempting fate here by being so excited 😉 to go folks!

I hope everyone is having a good debt busting week this week!

Elesha 🙂

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2 thoughts on “2 more payments left!

  1. morgaine80 says:

    So exciting! Almost there 🙂 Good on you for walking to work, I wish I could do that but we live in the ‘burbs and work downtown, takes 40 mins by train. Having a savings buffer is also a good idea.

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