Readers of the Debt Breakup will probably be familiar with my love of coffee. So I guess it comes as no surprise that the one habit I couldn’t kick during my journey to debt freedom was my daily coffee.
I tried, I really did. Sometimes, I went a week with only a few coffee purchases. Or a month on a coffee budget. Sometimes coffee purchasing was sporadic. I would take different routes to work to avoid the cafes I would frequent and the siren call of caffeine.
But long term resistance was futile.
I gave up trying to give up coffee about 3 months ago. I thought, fuck this. I love coffee. It is the ‘one a day’ treat I allow myself when I have given up buying a lot of things that once upon a time appeared on my Stuff I Buy list.
I don’t miss a lot of things on my old Stuff I Buy list. The further down the path to debt freedom I got, the more I realised I could get by just fine without a lot of the things I thought I needed. Don’t get me wrong, I still have the occasional urge to spend ridiculous amounts of money on clothes or skin care or bust out and take an impromptu trip to Bali.
I knew I needed to give up those things, to get where I (almost!) am. I told myself if was a limited time frame for me to have to curb my spending, so just suck it up and get on with it. The funny thing is, along the way, curbing these habits and changing spending patterns out of necessity, I can confidently say I won’t be returning to them, even when I’m debt free. Yep, I’ll buy more clothes and yep I’ll do more ‘fun’ stuff but I won’t be spending beyond my means and I will be socking as much cash away as possible to fund my end of year trip to Central America.
So, a lot of purchases got the boot. But my small skinny latte stayed. Afterall…life if to short not to drink coffee.
On another note, I have 1 more payment to make – my current debt balance stands at $623.01.